Triage Cancer®

Open Enrollment Made Simple © stock.adobe.com.

Choosing the right health insurance plan during Open Enrollment can feel overwhelming, but it doesn’t have to be. With a little preparation, you can make confident decisions that protect your health and your wallet.

Here are 3 tips to help you pick the right plan this Open Enrollment season:

Don’t be swayed by low monthly premiums alone. You have to figure out what your out-of-pocket costs will be, too. Use this formula to find your total annual cost:

(Monthly Premium × 12) + Out-of-Pocket Maximum = Total Annual Cost

A plan’s “network” determines where you can receive care covered by the plan. Visiting out-of-network providers can result in steep out-of-pocket costs—or no coverage at all. Make sure your preferred doctors, hospitals, and pharmacies are included in any plan you are considering.

Make Sure Your Prescription Drugs Are Covered

To avoid surprise costs, check to see if your medications are covered under the plan, by looking at the list of drugs covered. This list is called the formulary.

This Open Enrollment, take advantage of Triage Cancer’s free 

Health Insurance Comparison Calculators & Worksheets

 to simplify your decision-making. We also offer tools for comparing 

For more in-depth education on Open Enrollment, attend our 

Close the Knowledge Gap: Key Tips for Open Enrollment.

 If you can’t attend live, you can watch the recording. It will be available in our 

With the right preparation, you can feel confident that you’re choosing the best plan for your needs. 

For more news on cancer updates, research and education, don’t forget to 

subscribe to CURE®’s newsletters here.

Articles

Open Enrollment can be daunting, but with proper preparation, selecting the right health insurance plan becomes manageable. Key strategies include calculating total annual costs by considering both premiums and out-of-pocket expenses, ensuring preferred healthcare providers and prescription drugs are covered, and utilizing available tools for plan comparison. Triage Cancer offers free resources, including Health Insurance Comparison Calculators and a webinar for deeper insights into Open Enrollment. By leveraging these resources, individuals can make informed decisions that align with their healthcare needs and financial considerations.

Choosing the right health insurance plan during Open Enrollment can feel overwhelming, but it doesn’t have to be. 

Open Enrollment Made Simple: How to Pick the Best Plan for You

Triage Health offers free, expert-led education on the legal and practical issues that impact individuals coping with chronic or serious medical conditions: ©  stock.adobe.com.

Triage Health offers free, expert-led education on the legal and practical issues that impact individuals coping with chronic or serious medical conditions. Through our Triage Health Conference, we provide guidance on key topics including health and disability insurance, finances, employment rights, advocacy, and more. This event is part of the broader work of Triage Cancer.

Our next Triage Health Conference will take place online on May 17. 

Individuals diagnosed with chronic or serious medical conditions (e.g., cancer)

Advocates and anyone interested in health care rights and resourcesContinuing education (CE) credits or professional development credits are available for nurses, social workers, patient advocates, and human resource professionals.Why Attend?
Learn how to reduce the financial and emotional burden of a medical diagnosis. We’ll giveyou the tools to make confident decisions about insurance, work, and other real-life challenges. Topics include:

Understanding your health insurance options

Appealing denials and picking the right plan

Managing medical bills and finding financial assistance

Becoming an empowered patient and advocateRegister TodayDon’t miss this opportunity to gain valuable, actionable information—and have some fun, too! Join us for a day of education, connection, games, and prizes. triagecancer.org/conferences/may-2025

Triage Health offers a free, expert-led conference addressing legal and practical issues for those with chronic or serious medical conditions. The event, scheduled for May 17, provides guidance on health insurance, finances, employment rights, and advocacy. It targets individuals with medical conditions, caregivers, healthcare professionals, and advocates. Attendees can earn continuing education credits. The conference aims to reduce the financial and emotional burden of medical diagnoses by equipping participants with tools for confident decision-making in insurance, work, and legal matters, while also offering opportunities for connection and engagement.

Triage Health offers free, expert-led education on the legal and practical issues that impact individuals coping with chronic or serious medical conditions.

Triage Cancer^®

Open Enrollment Made Simple: How to Pick the Best Plan for You

Triage Health Conference: Free Education to Navigate Health Care

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